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Table of Contents

  1. Topic pack - Development economics - introduction
  2. 4.1 Economic development (notes)
  3. 4.1 Economic development (questions)
  4. 4.2 Measuring Economic Development (notes)
  5. 4.2 Measuring development (questions)
  6. 4.3 The role of domestic factors in economic development (notes)
    1. Domestic factors - introduction
    2. An introduction to Tanzania
    3. Education
    4. Primary, secondary or tertiary education?
    5. A dependent population
    6. Tanzanian database
    7. Exploring education in Tanzania - data
    8. Exploring education in Tanzania - Maua and Namyani (video)
    9. Exploring education in Tanzania - lost dreams
    10. Exploring education in Tanzania - reflection
    11. Exploring health in Tanzania - data
    12. Exploring health in Tanzania - videos
    13. Exploring health in Tanzania - living with HIV
    14. Exploring health in Tanzania - reflection
    15. Use of appropriate technology
    16. Technology - sawdust stoves and clean water (videos)
    17. Technology - building good roads
    18. Use of appropriate technology - reflection
    19. Access to credit and micro credit
    20. Microcredit in the community (videos)
    21. Microcredit in the news
    22. Microcredit - reflection
    23. The origins of microcredit
    24. What are the pros and cons of microcredit?
    25. Empowerment of women
    26. Issues relating to empowerment of women (video)
    27. Empowerment - in the news
    28. Empowerment - reflection
    29. Income distribution
    30. Lorenz curve and Gini Coefficient
    31. Income distribution - Tanzania
    32. Income distribution - case studies
    33. Income distribution - reflection
    34. Building a development database (part 7)
  7. 4.3 The role of domestic factors in economic development (questions)
  8. 4.4 The role of international trade (notes)
  9. 4.4 The role of international trade (questions)
  10. 4.5 The role of Foreign Direct Investment (FDI) (notes)
  11. 4.5 The role of foreign direct investment (questions)
  12. 4.6 The role of foreign aid and multilaterial development assistance (notes)
  13. 4.6 The role of foreign aid and multilateral development assistance (questions)
  14. 4.7 The role of international debt (notes)
  15. 4.7 The role of international debt (questions)
  16. 4.8 The balance between markets and intervention (notes)
  17. 4.8 The balance between markets and intervention (questions)
  18. Print View

Microcredit - reflection

Reflection about accessing credit and microcredit

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Having watched the videos and read the article answer the following questions.

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  1. Describe how the principle of microcredit works.
  2. Explain why traditional commercial banks are reluctant to extend credit to those who benefit from microcredit schemes.
  3. Outline how micro credit schemes contribute to poverty reduction and economic development within Tanzania.
  4. Explain the potential hazards associated with microcredit schemes.
  5. To what extent would you consider mobile phones to be appropriate technology in Tanzania? Does your analysis change the way you think about appropriate technology?